Putney, directly across the river from Fulham
Putney sits on the south bank of the Thames in the borough of Wandsworth, facing Fulham across the water. Putney Bridge joins the two, and the Underground station called Putney Bridge is actually on the Fulham side. For anyone living in SW15, our accountants around Fulham are about as close as you can get without being in Putney itself.
The area is mostly residential. Families fill the streets off the Upper Richmond Road and around Putney Heath, young professionals rent flats near the High Street, and students come in for the University of Roehampton at the southern end of SW15. Putney has also been a favourite with Australians, New Zealanders and South Africans moving to London for many years, and that shapes a lot of the tax questions we get from here.
Employed professionals with more than one income
A large share of Putney residents work in managerial and professional jobs, commuting from Putney station into Waterloo or from East Putney on the District line. Their salary is taxed through PAYE, but life rarely stays that simple. A flat let out after moving in with a partner, a bonus paid in shares, savings interest, or a side business can all mean a self assessment return is needed.
We pull the different sources together into one return, check that your tax code is right, and make sure nothing is taxed twice. Higher earning households with children often need to look at the High Income Child Benefit Charge, which claws back child benefit once one parent's income passes a set level. We explain how it works for your family and report it correctly, so you are not chased by HMRC later.
What we help people in Putney with
- Self assessment returns for employees with extra income
- High Income Child Benefit Charge calculations
- Foreign income reporting for new UK residents
- Non Resident Landlord Scheme applications and returns
- Rental accounts for Putney landlords
- Bookkeeping, VAT and payroll for local shops and cafés
- Capital gains tax reporting on property sales
- Registering new sole traders with HMRC
Tax help for people who moved to Putney from abroad
If you arrived from Sydney, Auckland or Cape Town, your first few UK tax years can be confusing. You may still have a bank account, a pension or a rental property back home, and HMRC needs to know about income and gains from overseas once you are UK resident. The rules for new arrivals changed from 6/4/2025, so advice friends were given a few years ago may no longer apply to you.
The opposite move is just as common. People who bought a flat in Putney often keep it and let it out when they return home or take a job overseas. As a non resident landlord, your letting agent or tenant may have to deduct basic rate tax from the rent unless HMRC approves you to receive it gross under the Non Resident Landlord Scheme. We handle the application and file your UK return each year, wherever you are living.
Businesses on the High Street and Lower Richmond Road
Putney High Street runs uphill from the bridge to the Upper Richmond Road, with the Putney Exchange shopping centre halfway along. Most of the big chains are here, but the independent trade is spread along Lower Richmond Road and the Upper Richmond Road, where restaurants, coffee shops, homeware stores and riverside pubs like the Duke's Head do most of their business with locals.
Small food and retail businesses in Putney tend to ask us about the same few things. Should they be a sole trader or a limited company? When will they need to register for VAT? How should they pay staff who work weekends only? We answer those questions early, then take on the bookkeeping, VAT returns and payroll so the owner can concentrate on the shop.
Landlords around Putney Hill, West Hill and the Heath
Flats and houses on and around Putney Hill, West Hill and the streets near the station are popular with tenants who want to be close to the river, the Heath and a quick train into Waterloo. Student lets close to Roehampton are another part of the local market. We prepare rental accounts for self assessment, explain Section 24, where mortgage interest gives a basic rate tax credit instead of a deduction, and help you decide whether a new purchase should be held personally or in a company.
Making Tax Digital for Income Tax started on 6/4/2026 for landlords and sole traders with qualifying income over £50,000, and reaches those over £30,000 from 6/4/2027. If you sell a let flat, any capital gains tax must be reported and paid within 60 days of completion. We can plan both with you well before the deadlines.
Coaches, tutors and self employed people in SW15
Putney Embankment is home to more than twenty rowing clubs, and the Oxford and Cambridge Boat Race has started here since 1845. Around the river and the Heath you will find rowing and fitness coaches, private tutors, therapists and consultants who work for themselves. If your side income is small, the £1,000 trading allowance may mean you do not need to declare it. Above that, you need to register for self assessment, and we can set that up and keep your records simple.
Working with us from Putney
Most Putney clients work with their accountant online, by email and video, sharing documents through secure cloud software, with meetings arranged when needed. That works just as well if you spend part of the year abroad. Fees are fixed and agreed before any work starts, after a free review. Send us an enquiry through the free quote form and an ACCA qualified accountant will come back to you.
Who we work with here
- Professionals with a salary plus rental, share or savings income
- Australians, New Zealanders and South Africans living in Putney
- Former residents letting their Putney flat from overseas
- Independent shops, cafés and pubs in SW15
- Coaches, tutors and consultants starting out on their own
Common questions
Is there an accountant near Putney?
Our ACCA qualified accountants are based around Fulham, directly across Putney Bridge, and work with clients throughout SW15. Most work is done online, by email and video, with meetings arranged when needed.
I moved to Putney from Australia. Do I need to file a UK tax return?
Not always, but many new arrivals do. If you have income or gains from abroad, such as rent from a property back home, or untaxed income in the UK, you may need to register for self assessment. We look at your situation and tell you plainly what you need to report.
I am moving abroad but keeping my flat in Putney. What happens to the rental tax?
You become a non resident landlord. Unless HMRC approves you to receive rent without tax deducted, your letting agent or tenant must hold back basic rate tax. We apply for approval and file your UK tax return each year.
Can you do my tax return if I am employed and also let out a flat?
Yes, this is one of the most common returns we prepare for Putney clients. We combine your PAYE salary, rental profit and any other income, apply the right allowances and reliefs, and file the return before 31/1.
How much does an accountant cost in Putney?
It depends on what you need, so we do not quote fixed figures online. We offer a free review first, then agree a fixed fee before any work starts.
When does a café on Putney High Street need to register for VAT?
VAT registration is compulsory once taxable turnover goes over £90,000 in any rolling 12 month period, or is expected to go over it in the next 30 days alone. We help you watch the figure and register at the right time.
Do you work with clients in Roehampton and East Putney too?
Yes. We work with people and businesses across SW15, including East Putney, West Putney and Roehampton.